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‘PayPal Here’ and USBSwiper / MobileSwiper

PayPal announced today that they are launching PayPal Here and will now compete with Square in the mobile payment market.

I’ve received quite a few emails and comments about this, along with questions about what this means for USBSwiper and our plans to move forward with PayPal development.

First and foremost, we’re excited to see PayPal taking this step.  We may have been 4 years ahead of the game, but we knew all along we would never be competing with PayPal.  Rather, we’d be growing right along with them.  That’s exactly what we plan to do now.

The attention this announcement brings to PayPal entering the mobile and point of sale market is fantastic.  It’s opening the eyes of both buyers and sellers online and offline to what exactly PayPal can do for them.

The best part…

We can still beat their rates!

PayPal is offering a 2.7% flat-rate on transactions processed using PayPal Here.  USBSwiper, though, still utilizes the Payments Pro platform as it always has.  Therefore, you can easily qualify for 2.5% or even 2.2% rates when using USBSwiper or the soon to be released, MobileSwiper application with PayPal.

Keep in mind that USBSwiper / MobileSwiper also works with standard merchant accounts which can offer rates as low as 1.48%, so if you really want to save money on transaction fees that might be your best option.

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