There’s no question that PayPal has set the bar for online payment processing, which is why a lot of businesses take advantage of what it has to offer. If you too are using PayPal as your payment method of choice, know that there are two other tools that can really help you out in running your business. PayPal point of sale credit card processing comes in two forms.
This is a USB device that you attach to a computer or laptop to process credit card payments. It comes with a PayPal Software Interface for easier management of transactions. It’s compatible with Windows and Mac systems. What exactly makes this a good tool to have?
• It covers major credit cards. It’s not a secret that a lot of people are using their credit cards more often for purchases, and as a retailer, it’s important to address this need. Sure, you may own a small crafts store and may have no need for a POS system. But with the USBSwiper, all you need is a desktop or laptop computer, a PayPal Merchant Account and you’re set to accept payments.
• It eliminates the need for typing. All you have to do is swipe the credit card into the USBSwiper magnetic strip credit card reader and the transaction is done. Basically, it removes the possibilities of input errors since the card reader does all the reading and inputting into the USBSwiper software on your behalf.
• It allows you to download transactions into an Excel spreadsheet. With this, managing your inventory is made a whole lot easier. It’s a lot more convenient for you to analyze what customers really come to your store for, what days are the most productive in terms of sales, and which days don’t see a lot of sales activity. With access to all these information, you know which goods to put a lot of stock of in your store or which crafts you should make a lot of.
#2: PayPal Here
This is a mobile payment solution that works on iPhones, iPads, and Android devices. It’s comprised of a mobile app and a thumb-sized card reader capable of processing the following payment types: credit cards, debit cards, checks, invoicing, and PayPal payments. Here are the benefits of using this tool:
• It is convenient. Suppose you’re participating in a trade fair. Now, you can’t always assume that everyone who drops by your booth is carrying cash with them. Rather than lose a potential sale, buyers can just swipe their card into the reader and the transaction is done.
• It offers security. PayPal Here makes use of end-to-end encryption, as well as an encrypted card reader to ensure that the information of cardholders is protected.
• It provides reports and organization goodness. It features a barcode scanner that makes it easier to keep track of inventory. The reporting feature is also great as it gives you a good look into how well your business has done for the day.
The Final Say
Above all things, both of these tools combined don’t put a dent in your budget. They’re surely a more cost-effective option compared to retail point-of-sale systems. Receipt handling is also made better with these tools because they can be emailed to buyers rather than printed out. Although if customers really want a receipt, there are options to have one printed out as well.
As you can see, when these two are used together, they create a lot of payment opportunities and make store management a whole lot better. Whether you’re a home-based crafts maker or a small or medium sized business, there’s no question that you’ll find a whole lot of value with both the USBSwiper and PayPal Here. They eliminate the need to purchase expensive POS systems, as well as the other costs associated with them. It’s clear that making use of these two powerful tools can make any business run more smoothly.
The Marriage of USBSwiper and PayPal Here: Why It Makes All the Difference for Retailers and Small and Medium Sized Businesses.
Retailers all know that point-of-sale systems cost a lot of money. Add in system maintenance, shop rental fees, and employee wages, and you’ve got a lot of financial burden to think about. For a small business or a simple start-up, a cut in fees anywhere is definitely a blessing. And this is where USBSwiper and PayPal Here come into the picture.
What is USBSwiper?
Basically, it’s a device that connects to your laptop or desktop computer through a USB connection that allows you to receive credit and debit card payments for all major credit cards using PayPal’s low flat rate programs. The device comes with a PayPal Software Interface to make the entire purchasing and checkout process a lot easier. The software allows the input of a buyer’s email address so their receipt is emailed to them and there is also an option for printing a professional looking physical copy of the receipt in case a buyer prefers it that way.
USBSwiper is compatible with desktop computers and laptops running on the Windows operating system. The device is also compatible with systems running on MAC (Apple) laptops and desktops.
Another benefit is that because the system operates on a computer using internet, the business does not have to invest or lease an expensive terminal or supply additional phone lines to transmit data across.
What is PayPal here?
PayPal Here, in its most basic form, is a mobile payment solution that also includes a free app and a thumb-sized card reader to be used on iPhones, iPads, and Android devices. Basically, it allows you to accept multiple forms of payment anytime and anyplace, be it through credit cards, debit cards, checks, invoicing, and PayPal payments all with low flat rates!
It’s a excellent tool to have for small businesses who participate in fairs and other events where sales are involved. Not having to buy a point-of-sale system really helps on costs for owners of small shops, and it frees up resources that can be used elsewhere like marketing. Not only that, not having to lug around a large point-of-sale system and set it up on site or having to plug into an internet connection or phone line is another burden that’s lifted with the help of PayPal Here.
Why use these two technologies?
Of course, if you’re a retailer, you’d want to know what are the benefits of uniting these two together rather than just getting one? Well, here are the benefits of using both of these technologies for your business:
It is convenient
Think about it this way: The USBSwiper is your physical shop’s best friend while PayPal Here is your pal on the road.
You wouldn’t want to transport your desktop computer along with you when you’re traveling to participate in an outdoor fair, right? You have to think about the cables, the monitor, the system unit, the printer, etc. You’d want to travel as light as possible given that you also have to transport your merchandise.
It doesn’t cost a lot
You don’t have to spend a lot of money to get a POS terminal or added phone line systems. Instead, with USBSwiper you can make use of your laptop or desktop. With PayPal Here, you can use a range of mobile devices.
It makes store management and accounting a whole lot easier
With USBSwiper, you have the option to download data into an Excel spreadsheet. This means that you can better analyze the performance of your store and see where you can make adjustments. PayPal Here on the other hand, has a Daily Summary report that provides an overview of store activity.
The best part of this when it comes to management is that because they are both tied to a single PayPal account, all transactions and accounting functions are visible and managed through one simple portal.
It helps with paper conservation
Receipts can be emailed to buyers, rather than printed (although there’s an option to do that as well).
So, if you want cost savings and convenience in running a business, there’s no question that you can count on USBSwiper and PayPal Here.
You’ve opened your business and need credit card processing. You think that is all you need – right? Well not exactly!
Customers still use checks to purchase products and services. If you cannot process a check quickly and easily, you could end up losing a sale. So what do you do?
There are merchant credit card processing systems that offer check processing and verification systems but typically to have both a credit card processing system and a check processing system you end up paying all kinds of extra fees for these types of merchant accounts.
Fortunately for you, there is a system that combines the best of both worlds that will allow you to take and process credit cards and checks in your store as well as out in the field at a very low cost.
The system gives you the ability to process credit cards at your brick and mortar store using a PC based system (which gives your customers the peace of mind that you are a real business) and also allows you to process checks on a mobile device with the camera scanner. You also can take the mobile device scanner out in the field to process credit cards and checks anywhere and anytime you need to.
The best part of this powerful and flexible system is that you will have only one single merchant processing account to handle all these devices. The USBSwiper Credit Card Processing System for Computers combined with the PayPal PayPal Here Product for Mobile devices accomplishes this task with ease! This saves you time, money and headaches and gives you the peace of mind that you can process credit cards and checks anytime and anywhere you need to at a very low cost and in a very professional manner.
Can You Process Credit Cards on both a Smartphone and a Computer with one merchant account through PayPal?
So you have a business and you want to process credit cards. There are so many choices available to you.
One of the first questions you should ask yourself is what type of device to use to process the credit cards. Should it be a Smartphone, a Tablet or a Computer (Laptop or Desktop – PC or MAC).
If you want to be able to have the most flexibility, the answer would be ALL of THE ABOVE!
Unfortunately up until now, to do so would have required multiple merchant accounts and double or triple the monthly fees, gateway fees and perhaps a whole host of other additional costs.
Fortunately the answer just got a whole lot easier.
PayPal offers the Popular “PayPal Here” application for processing credit cards and checks on Smartphones and Tablets and USBSwiper.com offers the Popular USBSwiper complete product line for credit card processing on Computers. USBSwiper.com developed the first computer swipe solution for PayPal back in 2007 and has been providing the popular product line to PayPal customers ever since.
PayPal offers an extremely competitive Flat Rate Program for credit card processing and lower fees compared to many other credit card processing companies.
By applying for both solutions, your business has the best solution to process credit cards in your store or on the go or anywhere you want to conduct business. Because both solutions are linked to a single PayPal account, you are offered the most flexible conduit to view and monitor all your transactions and accounting functions.
For more information on this incredible solution, please visit USBSwiper.com/ PayPal Here.
So you’ve gotten all set up with PayPal’s new PayPal Here credit card processing system for smartphones. You have downloaded the software, received and plugged in the swiper and off you go, right?
You may not have thought about some of the drawbacks to using a cell phone or iPad device to accept and process credit cards and you just might find yourself asking questions like:
- What do I do if I lose cell phone reception?
- What If I don’t want to hand my cell phone to a customer for them to sign on it?
- What if the customer drops my phone and ends up breaking it?
- Why didn’t anyone tell me that the credit card reader won’t work on my particular model Android device? I now have to either manually type in or key the credit card information into my phone or buy another compatible phone! These manually entered transactions cost a higher 3.50% plus 20 cent processing rate and I’ll also have to pay that same high rate for Non Qualified Credit Cards such as Rewards Cards, Business Cards and more!!
So you might be asking yourself, is there something that is more like a traditional point of sale system that I can still use with my PayPal account where I can still use my smartphone or tablet but also my computer or laptop? A system that I can swipe and process credit cards using a card reader plugged into my laptop or desktop computer and print receipts for the customer to sign just like at a regular store?
The answer is YES! With the USBSwiper System you can have a more traditional credit card processing system using just your computer (Windows or MAC), a small USB credit card reader with the USBSwiper Software interface and just print receipts with my regular printer or other optional, inexpensive peripherals such as small thermal receipt printers and bar code scanners to give you that big store look and feel as well as a bit more piece of mind that you won’t be without your cell phone if someone accidentally breaks it.
As long as you have internet connection you can process credit card transactions in real time. Also, if you lose internet, you can still create invoices and process them later when you’re re-connected.
Because the system is connected to your PayPal account you will still get all the great reporting you are used to and great flat rates from PayPal. Being software based, the system will also allow you to export data for reporting and tracking as well as many other features.
Or call USBSwiper.com at (224) 677-0283