USBSwiper Has the Best RATES for Credit Card Processing
There are many components to any merchant credit card processing system. Understand these and you will see why USBSwiper is the BEST money saving solution for your business.
Transaction Rates (Variable-Rate): The rates you pay for each approved credit card transaction. Merchant credit card companies advertise low rates that are only valid for specific types of transactions. These are called "qualified" rates. Your actual rate for all your transactions will end up being a blend of your qualified and "non-qualified" transactions.
- Transaction Rates (Flat-Rate): To avoid confusion, a flat-rate pricing structure may also be available. While generally slightly higher than the lowest possible qualified rate with variable merchant accounts, the flat-rate option can provide ease-of-mind because you'll always know exactly what rate you're being charged no matter what type of credit card is used.*
- Card-Present vs. Card-Not-Present: Quite simply, any transaction where the card is physically present is considered a card-present transaction. All other transactions (ie. Internet, Phone, Fax, etc.) fall under the card-not-present category and are charged slightly higher rates.NON-Card Present Transactions.
- Software & or Hardware Fees - Fees you pay for software or hardware. These may come in the form of one-time or ongoing leasing fees for terminals. This is where most merchant companies make a lot of their money by locking you into long term contracts for hardware lease fees or one-time very expensive purchase fees. USBSwiper's hardware and software fees wont break your bank and are less than a nice dinner for 2 at a good restaurant.
USBSwiper.com Does Not Lock you into any Long Term Contract
- Monthly Fees - The monthly fees you pay on your merchant account for your merchant gateway.
USBSwiper Rates:
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USBSwiper and/or Merchant account policies, rates, and programs are subject to change at anytime.
The merchant account provider is solely responsible for the approval and or disapproval of any merchant account application as well as any restrictions that they may be imposed on the merchant's account including any and all holdbacks that they may require.
Rates may vary based on certain criteria. More details about Interchange rates are available online.



