0 Items
The Best PAYPAL Point-of-Sale Credit Card Swiper System !!!
USBSwiper Home » Benefits » Faster, Cheaper, Better
Questions? Call (224) 677-0283

USBSwiper.com is Your Best Value in Credit Card Processing – Here’s Why:

No Teaser Rates!

NO Teaser Rates

Typical Merchant Credit Card Processing Companies lure you in with low teaser transaction rates such as 1.70%!. These teaser rates never last.

Compare Our Rates
Our Flat Rate Processing fees through PayPal covers ALL 4 Major credit cards Including American Express & Discover Card.

USBSwiper.com Credit Card Processing Rates
No Monkey Business

What does No Monkey Business mean?

NO Hidden Fees.
NO Long Term Contracts. Choosing USBSwiper credit card processing means no more long-term contracts or cancellation concerns. You can cancel at any time without obligation.


Credit Card Processing with no hidden fees / no long term contracts
No Expensive Hardware

No Expensive Hardware to Purchase or Lease

Typical credit card merchants require you to buy or lease expensive wireless hardware equipment that can range into the thousands of dollars.

View Credit Card Reader
In the end, monthly leasing fees are usually multiple times the amount the equipment would be to buy at the beginning. With USBSwiper the only hardware you need is a magnetic stripe credit card reader ($49.97).

You purchase and it’s yours to keep forever. No additional fees associated with the hardware!
True Mobility

True Mobility Credit Card processing

You probably already own what you need to accept credit cards using USBSwiper while mobile...a laptop!

Take Credit Cards with Your Laptop
Combined with our affordable software and USBSwiper magnetic credit card reader you are completely mobile and can process credit cards anywhere you have internet access, even out in a corn field!

A trade show. A training seminar. A street fair. Taxi cab. The possibilities are truly limitless!
Works on MAC and PC

Works on Both Windows and MAC platforms

Because USBSwiper works with both Mac and Windows based computers, you are afforded the utmost in versatility when it comes to equipment you can use.

View Software Demo
Imagine the ability to take and process credit cards anywhere. Add more profit to your bottom line by eliminating the need to send out bills. Go Mobile with USBSwiper.com!
Credit Card Processing on Windows & Mac

The Truth about Merchant Credit Card Processing Fees & Costs

USBSwiper.com is Your Best Value in Credit Card Processing – Here’s Why:

Typical Merchant Credit Card Processing Companies lure you in with low teaser transaction rates such as 1.70%! They tell you that they have the lowest rates going - right? They may very well offer a low start rate which on the surface appears to be great – that is - until you really understand how it all works. You see, there are what is called “Qualified” and “Non-Qualified” Transactions. “Qualified” transactions are the ones that get you the low teaser rates. However, (and here is what the Merchant Companies don’t want you to know) very few transactions are considered “Qualified”!

What are types of Non-Qualified Credit Cards?

  • Business cards
  • International Cards
  • American Express Cards
  • Discover Cards
  • And the Hundreds of different Rewards Cards
  • Airline Mileage Cards

All the above fall under the “Non-Qualified” transaction rate guidelines & based on several factors, the rates on these transactions can run you as high as 4% or more! When you average out your overall monthly transaction rate costs, your “True” rate can actually be well over 3%! And because of that, these companies are very quick to want to “Lock-You-In” to a long 1 – 3 year contract for that very reason. They know that once you learn the truth, it’s already too late.

At USBSwiper.com, we’re so confident in our Product, Service, & Pricing we don’t need to “lock-you-in” to long term contracts!!

  • Also, with USBSwiper.com, there are no such things as “Qualified” or “Non-Qualified” Transactions.
  • All your transactions are priced at one LOW FLAT RATE for Major Credit Card Sales.

In addition, the low “teaser rates” that those other companies throw at you typically also get offset by expensive terminal leasing or purchase costs (especially wireless terminals!) and other monthly “junk” fees such as “Statement Fees” “Network Breach Fees” “Security Fees” and on and on that they charge you on the back end. So in the end, USBSwiper.com can actually save you hundreds if not thousands of dollars per month on your processing fees and terminal costs over other systems.

When you factor in the extra added value that our product gives you for true wireless mobility, there’s simply no reason to look anywhere else for your credit card processing.
When you know the truth about Merchant Credt Card Processing Systems, You’ll see that USBSwiper.com beats them “Hands Down”!!

Compare Credit Card Rates



What Credit Card Merchants hide

However, (and here is what the Merchant Companies don’t want you to know) very few transactions are considered “Qualified”! Business cards, International Cards, American Express Cards, Discover Cards and the Hundreds of different Rewards & Airline Mileage Cards all fall under the “Non-Qualified” transaction rate guidelines & based on several factors, the rates on these transactions can run you as high as 4% or more! When you average out your overall monthly transaction rate costs, your “True” rate can actually be well over 3%! And because of that, these companies are very quick to want to “Lock-You-In” to a long 1 – 3 year contract for that very reason. They know that once you learn the truth, it’s already too late.

At USBSwiper.com, we’re so confident in our Product, Service, & Pricing we don’t need to “lock-you-in” to long term contracts!!

  • With USBSwiper.com, there is no such thing as “Qualified” or “Non-Qualified” Transactions.
  • All your transactions are priced at one LOW FLAT RATE for ALL 4 Major Credit Card Transactions Between 2.20% and 2.90% based solely on your monthly volume of sales.
  • USBSwiper.com does not lock you in or charge you expensive terminal leasing or terminal purchase costs (especially wireless terminals!) that other companies do.
  • USBSwiper.com won’t bombard you with other monthly “junk” fees such as “Statement Fees” “Network Breach Fees” “Security Fees” that other companies charge you on the back end.
  • In the end, USBSwiper.com can actually save you hundreds if not thousands of dollars per month on your processing fees and terminal costs over all other systems.

When you factor in the extra added value that our product gives you for true wireless mobility, there’s simply no reason to look anywhere else for your credit card processing.

When you know the truth about Merchant Credit Card Processing Systems, You’ll see that USBSwiper.com beats them “Hands Down”!!


No Expensive Hardware to Purchase or Lease

Typical credit card merchants require you to buy or lease expensive wireless hardware equipment that can range into the thousands of dollars. In the end, monthly leasing fees are usually multiple times the amount the equipment would be to buy at the beginning. In addition, there are often hidden fees such as wireless usage, roaming charges, and network sharing. With USBSwiper the only hardware you need is a magnetic stripe credit card reader ($49.97). You purchase the hardware and it’s yours to keep forever. There are no additional fees associated with the hardware!


True Mobility Allows Credit Card Processing in the Field

You probably already own what you need to accept credit cards using USBSwiper while mobile...a laptop! Combined with our affordable software and USBSwiper magnetic credit card reader you are completely mobile and can process credit cards anywhere you have internet access, even out in a corn field!

The USBSwiper’s compact, portable USB credit card reader makes setting up a mobile credit card terminal incredibly easy. Slip it into your laptop carrier, backpack, brief case, or even a coat pocket, and take it anywhere you want to process credit card transactions remotely. A trade show. A training seminar. A street fair. The possibilities are truly limitless. In fact, taxi drivers can even mount the portable USBSwiper card reader on the dashboard of their cabs. The myriad mobile uses include...

  • Antique shows
  • Art festivals
  • Babysitting services
  • Church bazaars
  • Conventions
  • Curbside baggage check-in
  • Fairs and carnivals
  • Farmers’ markets
  • Flea markets
  • House cleaning services
  • In-home portrait photography
  • Mall kiosks
  • Seminars
  • Souvenir sales at music concerts
  • Taxi service
  • Trade shows
  • You name it!

Works on Both Windows and MAC platforms

Because USBSwiper works with both Mac and Windows based computers, you are afforded the utmost in versatility when it comes to equipment you can use. Imagine the ability to take and process credit cards anywhere your business needs to be. Add more profit to your bottom line by eliminating the need to send out bills and then wait, hoping to be paid later. Go Mobile with USBSwiper.com!



Merchant Credit Card Processing

Our Difference, Your Benefit

Why get locked into a program that ends up costing you much more than you bargained for? Don’t be misled by low teaser rates that lock you into ridiculous high rates for 80% of your transactions that won’t qualify for our competitors low teaser rate?


Easy to Get Started

USBSwiper.com’s solution, uses LOW FLAT RATE pricing that covers ALL 4 Major Credit Cards and will save you more money than any other system available! Get started saving money NOW with USBSwiper.com!