Compare Benefits of USBSwiper.com vs PayPal VT / VT Swipe
When you compare USBSwiper.com against the rest, YOU win hands down EVERY TIME!
PayPal is Good… USBSwiper.com is EVEN BETTER!! Compare USBSwiper.com against PayPal Virtual Terminal & PayPal VT Swipe. You can’t beat our added Value and Benefits. |
USBSWIPER.COM |
PayPal Virtual Terminal and PayPal VT Swipe |
|
|---|---|---|---|
One LOWER FLAT RATE covering 3 major Credit Cards (Visa/MC/Discover). |
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NO2.40% - 3.1% |
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| Works on Both PC and MAC Platforms. |
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NO |
|
| Data Inventory Management System Allowing you to export Information to Excel Spreadsheets or your Quicken or Quickbook Accounts. |
|
NO |
|
| Allows you to easily “swipe” credit card transactions. You no longer have to type credit card information into Virtual Terminal. |
|
NO(Virtual Terminal Only) |
|
| Allows you to store all your products, prices etc. in a convenient drop down menu for easy invoicing. |
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NO |
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| Allows you to take and store credit card transactions even if you lose or don’t have internet connection. Then you can process when internet connection is available. |
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NO |
|
| Built in Bar-Code Scanning Capability |
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NO |
|
| Same low rates, even for NON-Card Present transactions |
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NO |
|
| Invoicing system allows easy receipt printing for all your transactions. |
|
NO |
|
| Can Turn Off Monthly Gateway Fee For months when not in use. | YES |
YES |
|
| Locks you into a long term contract before you find out you’ve been suckered into high processing rates. | NO |
NO |
|
| Refunds your Transaction Fees When you process a Refund (excluding PayPal's .30 fee) | YES |
YES |
|
| Charges Cancellation Fees | NO |
NO |
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| Expensive Hardware to Lease or Purchase | NO |
NO |
|
| Deposits funds to your account instantly | YES |
YES |
|
| Pays You Interest on Your Transaction Deposits | YES |
YES |
|
| You can have 100’s of terminals from multiple locations all feeding into one merchant account. | YES |
YES |
|
| Must do a tedious time consuming “Batch-Out” each day for all transactions and if you forget, you get charged a penalty. | NO |
NO |
|
| Can integrate all your Website Sales and Point of Sale Transactions into one single merchant account | YES |
YES |
|
| Extensive and time consuming paperwork to get approved | NO |
NO |
|
| Charges you a fee when you process a refund | NO |
NO |
|
| Same Low Costs for Both Wired or Wireless Terminals | YES |
YES |
|
| Can also process American Express (seperate application required) | YES |
YES |
|
YESCompare a $100 credit card transaction cost with USBSwiper.com vs. PayPal Virtual Terminal and PayPal VT Swipe
$100 x 2.40% (PayPal Processing rate) = $2.40 + .30 = $2.70 per transaction fee
$100 x 2.20% (USBSwiper.com rate) = $2.20 + .30 = $2.50 per transaction fee
100 transactions per month @ .20 cents per saving on each transaction = $20/month savings over virtual terminal or VT Swipe plus all the other Fantastic Benefits that USBSwiper.com affords you.
If you're interested in a variable-rate merchant account with rates as low as 1.48% check out our other merchant account options.
Easy to Get Started
USBSwiper and/or Merchant account policies, rates, and programs are subject to change at anytime.
The merchant account provider is solely responsible for the approval and or disapproval of any merchant account application as well as any restrictions that they may be imposed on the merchant's account including any and all holdbacks that they may require.
Rates may vary based on certain criteria. More details about Interchange rates are available online.
