Compare Benefits of USBSwiper.com vs PayPal VT / VT Swipe

When you compare USBSwiper.com against the rest, YOU win hands down EVERY TIME!

PayPal is Good… USBSwiper.com is EVEN BETTER!!

Compare USBSwiper.com against PayPal Virtual Terminal & PayPal VT Swipe. You can’t beat our added Value and Benefits.

USBSWIPER.COM

PayPal Virtual Terminal and PayPal VT Swipe

     

One LOWER FLAT RATE covering 3 major Credit Cards (Visa/MC/Discover).

Flat Rate Credit Card ProcessingYES

2.20% - 2.90%

NO

2.40% - 3.1%

Works on Both PC and MAC Platforms.

PC and Mac CompatibleYES

NO

Data Inventory Management System Allowing you to export Information to Excel Spreadsheets or your Quicken or Quickbook Accounts.

Quicken and Quickbooks IntegrationYES

NO

Allows you to easily “swipe” credit card transactions. You no longer have to type credit card information into Virtual Terminal.

Swipe Credit CardsYES

NO

(Virtual Terminal Only)
Allows you to store all your products, prices etc. in a convenient drop down menu for easy invoicing.

Product ManagementYES

NO

Allows you to take and store credit card transactions even if you lose or don’t have internet connection. Then you can process when internet connection is available.

Offline Credit Card ProcessingYES

NO

Built in Bar-Code Scanning Capability

Barcode ScanningYES

NO

Same low rates, even for NON-Card Present transactions

Same Rate for Card Present and Card Not Present TransactionsYES

NO

Invoicing system allows easy receipt printing for all your transactions.

Invoicing System for Credit Card ProcessingYES

NO

Can Turn Off Monthly Gateway Fee For months when not in use.

YES

YES

Locks you into a long term contract before you find out you’ve been suckered into high processing rates.

NO

NO

Refunds your Transaction Fees When you process a Refund (excluding PayPal's .30 fee)

YES

YES

Charges Cancellation Fees

NO

NO

Expensive Hardware to Lease or Purchase

NO

NO

Deposits funds to your account instantly

YES

YES

Pays You Interest on Your Transaction Deposits

YES

YES

You can have 100’s of terminals from multiple locations all feeding into one merchant account.

YES

YES

Must do a tedious time consuming “Batch-Out” each day for all transactions and if you forget, you get charged a penalty.

NO

NO

Can integrate all your Website Sales and Point of Sale Transactions into one single merchant account

YES

YES

Extensive and time consuming paperwork to get approved

NO

NO

Charges you a fee when you process a refund

NO

NO

Same Low Costs for Both Wired or Wireless Terminals

YES

YES

Can also process American Express (seperate application required)

YES

YES

Compare a $100 credit card transaction cost with USBSwiper.com vs. PayPal Virtual Terminal and PayPal VT Swipe

$100 x 2.40% (PayPal Processing rate) = $2.40 + .30 = $2.70 per transaction fee
$100 x 2.20% (USBSwiper.com rate) = $2.20 + .30 = $2.50 per transaction fee

100 transactions per month @ .20 cents per saving on each transaction = $20/month savings over virtual terminal or VT Swipe plus all the other Fantastic Benefits that USBSwiper.com affords you.

 

If you're interested in a variable-rate merchant account with rates as low as 1.48% check out our other merchant account options.

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USBSwiper and/or Merchant account policies, rates, and programs are subject to change at anytime.

The merchant account provider is solely responsible for the approval and or disapproval of any merchant account application as well as any restrictions that they may be imposed on the merchant's account including any and all holdbacks that they may require.

Rates may vary based on certain criteria. More details about Interchange rates are available online.