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Small Business Uses For an iPhone Credit Card Reader

I’m waiting on Apple to surpass 1 trillion in annual profits. Alright, that’s a bit overboard, but I can’t seem to look in any direction without seeing at least 1 iPhone. If you own a small business or accept payments on its behalf, then an iPhone credit card reader could work well for you.

Essentially, to use an iPhone credit card reader, you can attach a small device that reads credit cards to your iPhone. It’s basically a way to process credit cards without being restricted by a clunky device.

So, what types of businesses could benefit from an iPhone credit card reader?

Photographers

If you run a photography business, an iPhone credit card reader could be a very valuable tool. As photographers tend to work on the go, an iPhone credit card reader would allow the acceptance of payments anywhere.

For example, suppose that you meet with a client who is interested in hiring you. If the client agrees and you require a down payment, do you really want to deal with the risk of potentially losing the client because you cannot accept a credit card payment on the spot? My guess would be no.

Landscapers

A few weeks ago, a representative from a landscaping company caught me outside and gave me a sales pitch. I declined, but the neighbors seemed to be interested. Of course, had I wanted to accept his deal (or maybe my neighbors did?) and wanted to pay via credit card, an iPhone credit card reader would have been very useful, as he could have swiped my card on the spot for the first job and had his crew out shortly.

Other Mobile Businesses

In general, if your business could benefit from you and/or your employees having the option of accepting payments on the go, an iPhone credit card reader could be very useful. It could prevent lost sales or dissatisfied customers, as they’ll be able to pay via credit card at any time. Also, it can help you with getting payments, as you’ll know instantly whether or not a customer’s credit card has been approved instead of having to rely on checks for customers who don’t pay with cash.

The Bottom Line

An iPhone credit card reader could be a very valuable product to own as a small business owner who relies on accepting payments on the go. If you already have an iPhone, think of it as just another feature to add to the various other uses that you likely already take advantage of.

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