Credit Card Reader For Laptop or Desktop Computer (Windows or MAC) USB Interface

TopTenReviewsTopTenREVIEWS Rates USBSwiper as "one of the best credit card processing services out there."

Credit Card Reader For Laptop or Desktop Computer (Windows or MAC)  USB Interface

This credit card reader creates the fastest, easiest way to accept credit card payments or collect data using your computer. Recommended by top merchant account providers! Read complete description for more info..

Buy Your Credit Card Reader NOW!

Regular Price $85.95 Today $39.95
Each additional unit is only $39.95 (when purchased together)
Sale Ends 10-07-2016
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*** For International orders (including Canada) please call our sales office to order (224) 677-0283 x 2 - Our international shipping calculator is not working. ***

Computer 3 Track Credit Card Reader with Full 1 Year Warranty! Reads all credit, debit and other cards with a magnetic strip (including chip cards which still have magnetic strips on the back) - reads 1 track, 2 tracks or all 3 tracks of data.

USB Interface - Works on all Windows and MAC Laptop and Desktop Computers (XP, Vista, 7, Windows 8 & 10 PC and Windows Surface with Windows 8 & 10 - but not Windows RT)

Used by:

- Small to Large Sized Businesses

- Educational Institutions and

- Governmental Agencies

To use this Card Reader with PayPal Virtual Terminal, Payments Pro or PayFlow - Click Here


For more details please scroll down

For Bulk Purchase Discounts (25+) please call 224-677-0283 ext. 2

Measures only 3.5" x 1" x 1" - Fits in the palm of your hand

5 foot long USB Cable

Standard 3 Track Keyboard Emulation - (K.E.M.) Bi-Directional Credit Card Swiper

Reads cards with 1 track, 2 tracks or 3 tracks of data

USB Interface, External USB Card Reader Swiper, 

Conforms to ISO Standards

USB Interface

Long lasting and durable rated for over 1,000,000 swipes!




Full 1 Year Warranty!

This Computer Credit / Debit Card Reader Works on all Windows and MAC Laptop and Desktop Computers (XP, Vista, 7, Windows 8 & 10 PC and Windows Surface with Windows 8 & 10 - but not Windows RT)

Reads all credit, debit and other cards with a magnetic strip - reads 1 track, 2 tracks or all 3 tracks of data.

Use this credit card reader 3 different ways:

1) Use with our own low cost - low rate credit card processing plans with rates starting as LOW as 0.55% and get this card reader OR a Chip Card Reader for FREE! Click Here for more information.

2) Use with your existing credit card processing merchant account that is compatible with this type of card reader such as, Charity Auction Organizer, Elavon Virtual Terminal, PayJunction, Chase PaymenTech Virtual Terminal, MindBody Online and hundreds more.

(scroll down the page to get a larger list of compatible merchant account providers that we know this type of credit card reader works with and learn how to check if your provider is compatible)

3) Collect all card data from magnetic strip into a Notepad, Word, Excel, Web Form (Single Field) or other type of document (no additional software needed)

Data collection such as:

- Credit Card or Debit Card Information

- Age Verification from AAMVA Drivers Licenses

- Reading Data on Gift Cards, Drivers Licenses, Student I.D. Cards or any card with a Magnetic Strip

- Access Control and More!

To use this Computer Credit Card Reader with PayPal Virtual Terminal, Payments Pro or PayFlow - Click Here

To use this Computer Credit Card Reader with - Click Here

Want a Free Credit Card Reader for an iPhone, Android or Blackberry? Click Here

This Computer Credit Card Reader:

  - Has a Full 1 Year Warranty

  - Reads all 3 Tracks of Data

  - Is Keyboard Emulation

  - Is Bi-Directional

  - Has USB Port Interface - Plug and Play

  - Has Long Lasting Card Reader Heads

Our 3 track credit card reader is identical to credit cards readers on the market at twice the price.

Reads the Following Card Types

Our credit card reader / swiper can read the data off of any card that contains a magnetic stripe (credit cards, gift cards, drivers licenses etc.) and reads all 3 tracks of data.  The output of the data from the magnetic strip will can also be displayed to any "Word" or "NotePad" type document or "Excel Spreadsheet"  WITHOUT the need for any additional software!

Third-Party Compatibility List (partial)

With the USBSwiper Credit Card Reader, turn your computer into a credit card processing terminal when used in conjunction with compatible merchant accounts or software platforms

Below is just a short list of some of the most popular Merchant Account Providers our credit card reader works with for their computer credit card processing environment WITHOUT the need for additional software (Works with 100's of other Merchant Account providers as well) 

If your current credit card processing software and /or merchant account provides software or has a virtual terminal that is compatible with a keyboard emulation 3 track USB interface reader, then our credit card reader will work.  If you do not see your merchant account or software platform listed below, please check with them as to compatibility.

  • Auctions for SalesForce


  • BioMedics Traknet

  • BlackBaud

  • Centershift

  • Charity Auction Organizer - with Stripe Merchant Account

  • CHASE PaymenTech

  • Elavon (Virtual Terminal)

  • First Data (Virtual Terminal)

  • Fishbowl Inventory

  • Intuit GoPayment Website Interface

  • Intuit Merchant Services with Quickbooks Software (not virtual terminal)

  • Med Fusion (with Intuit)

  • MerchantWARE by Merchant Warehouse

  • MindBody Online

  • Opera Web Suite

  • PayJunction

  • PayTrace

  • PC America

  • PC Charge

  • SalesForce Click & Pledge

  • SecureNet

  • Slim CD

  • Spa-Booker

  • Skyware Systems

  • TicketLeap

  • Transfirst (Virtual Terminal)

  • Vend Point of Sale

  • Volusion

  • and many more...

If your merchant account provider is not listed above, please check with them to verify that a 3 Track Non-Encrypted Keyboard Emulation Credit Card Swiper will work with their merchant account system and /or their virtual terminal as there may be a software they need to provide.  If not, we offer many low rate merchant accounts that do work with this type of reader.  Please call us at 224-677-0283 for more information.

Get a FREE credit card reader for a computer, smartphone, or tablet when you get approved for one of our Low Rate Merchant Account ProgramsClick here to view programs and get started.

The USBSwiper USB (Universal Serial Bus) keyboard emulation credit card reader reads all 3 tracks off the magnetic strip on any card.  The reader is a compact (3.5" x 1" x 1") and conforms to ISO standards. 

This is not a credit card reader to use for purchasing personal items on websites or for use in completing different credit card fields on a webpage unless you have a programmer who can parse data for that purpose.

Need a Bulk Rate Purchase? (25+) Contact us at 224-677-0283 for a Bulk Rate Discount

Latest Customer Reviews on USBSwiper

After using the old "knuckle buster" for 6 years and having to enter all of my transactions in by hand on a terminall after each art fair, I had to find something different. I didn't want to use anything that worked with a mobile device because it's uncertain whether or not you'll have signal during a show. I stumbled upon USB Swiper via Google and downloaded the trial to test out. I chose not to get the swiper because I was unsure whether or not I would continue with the service. The software is FANTASTIC. I can export Excel files of my sales so I can keep track of inventory VERY easily. After I purchased the software I got the swiper and credit card transactions are a breeze. I no longer cringe when a customer hands me a credit card because the process is so simple! Customer service and support is fantastic as well. I'm very happy with the product!

We have been using the USBSwiper system for approx. 2 years now and couldn't be happier. We attend various events and trade shows and it's great to have an easy and portable system to use for transactions and inventory control. I would highly recommend them to anybody!

When we started booking more events where customers ordered DVD's, we needed to find a more efficient payment option other than cash/check - or invoicing after the event. USBSwiper provided a very cost effective solution that allowed us to swipe credit cards, at the event site - regardless if there was internet coverage! The transactions were easy to set up and process - especially with the batch process function. Tech Support was very accessible and responsive as we set up our processes. We highly recommend USBSwiper!